Home loans › Refinance
Refinance for a better deal.
Review your rate, loan features and equity to see whether another structure could suit you better.
Your next steps to a better loan
Wherever you are in your property journey, start with the next practical step.
Plan your figures
Track your loan and your equity
Estimate repayments and adjust the figures to explore a comfortable starting point.
Start calculatingRs. 9 MnLoan
Rs. 36 MnTerm
20 years
Indicative estimate only. Rates, eligibility, fees and repayments vary by lender and applicant.
LankaProperties finance
Refinance now and save with a loan that treats you fairly
Compare more than the headline rate—include switching fees, remaining term, flexibility and total interest.
Clear indicative figures
Flexible options to discuss
Support for your next step
Essential guides to refinancing
Practical reading for the decisions ahead.
A practical plan
Three steps to a better loan
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Home-loan specialists near you
Speak to someone who can help explain the next lending step.
Your questions answered
Frequently asked questions
Quick answers about home loans, refinancing and borrowing.
What is refinancing?
Refinancing replaces an existing loan with another loan, often to change the rate, lender, term or features.
Why do people refinance?
Common reasons include repayments, equity access, loan features or consolidating eligible debt.
How often can I refinance?
There is no universal schedule, but switching costs should be considered each time.
What costs can be involved?
Possible costs include discharge, valuation, legal, application and government-related fees.