Lanka Properties
Planning a property move? Start with a clearer home-loan estimate. Talk to a specialist

Home loans › Property investment

Maximise your property portfolio.

Understand borrowing power, cash flow and finance options before choosing your next investment.

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Property investment home finance

An extra edge for property investors

Wherever you are in your property journey, start with the next practical step.

First home buyers

Get clear on your deposit and first application.

Start now

Next home buyers

Plan your current loan and your next move.

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Refinancers

See whether a different loan may fit better.

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Plan your figures

Track your home loan

Estimate repayments and adjust the figures to explore a comfortable starting point.

Start calculating
Your monthly budgetRs. 286K
Deposit
Rs. 9 MnLoan
Rs. 36 MnTerm
20 years

Indicative estimate only. Rates, eligibility, fees and repayments vary by lender and applicant.

Estimated monthly repaymentRs. 383,915
Loan amountRs. 36,000,000
Total interestRs. 56,139,520

How much can you borrow?

Estimate a sensible purchase range.

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Estimate costs and fees

Plan beyond the property deposit.

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Track your home loan

Keep your loan and equity visible.

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LankaProperties finance

Gain an investor edge with more borrowing power

Balance borrowing capacity with rent, vacancies, maintenance and a sustainable long-term investment plan.

Clear indicative figures

Flexible options to discuss

Support for your next step

Get started
Sri Lankan lending consultation

Essential property-investment guides

Practical reading for the decisions ahead.

Your first investment property

5 min read

Understanding rental yield

5 min read

Using equity to invest

5 min read

Costs every landlord should plan for

5 min read

A practical plan

Three steps to a smarter property investment

Home loan planning
  1. 1

    Find properties

    Browse locations aligned with your goals.

    Learn more
  2. 2

    Discover investment options

    Compare finance and expected cash flow.

    Learn more
  3. 3

    Connect with an expert

    Coordinate lending, legal and tax advice.

    Learn more

Home-loan specialists near you

Speak to someone who can help explain the next lending step.

Nadeesha Perera

Nadeesha Perera

Lending specialist

Based in Colombo

Dilan Fernando

Dilan Fernando

Lending specialist

Based in Galle

Kavindi Jayasinghe

Kavindi Jayasinghe

Lending specialist

Based in Kandy

Sahan Silva

Sahan Silva

Lending specialist

Based in Negombo

Your questions answered

Frequently asked questions

Quick answers about home loans, refinancing and borrowing.

What is an investment property loan?

It is finance used to purchase property primarily intended to generate rent or investment returns.

Can I use equity to invest?

Eligible equity may support another purchase, subject to valuation and lender criteria.

What is rental yield?

Rental yield compares annual rent with property value to help assess income performance.

Should rent cover the full loan?

Plan for vacancies, maintenance and rate changes instead of assuming rent covers every cost.

The things that really help

A helping hand

Talk through your questions with a local lending specialist.

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A pre-approval plan

Understand what to prepare before you start making offers.

Start preparing
Important information: Figures and content are general illustrations only and are not a loan offer or personal financial advice. Eligibility, rates, fees and documentation requirements vary by lender.