Lanka Properties
Planning a property move? Start with a clearer home-loan estimate. Talk to a specialist

Home loans › Buying your next home

Upgrade your home and loan.

Plan the timing, equity and repayments involved in selling one property and buying the next.

Talk to our teamExplore your options
Buying your next home home finance

Next steps towards your next home loan

Wherever you are in your property journey, start with the next practical step.

First home buyers

Get clear on your deposit and first application.

Start now

Next home buyers

Plan your current loan and your next move.

Start now

Refinancers

See whether a different loan may fit better.

Start now

Plan your figures

Mortgage calculator

Estimate repayments and adjust the figures to explore a comfortable starting point.

Start calculating
Your monthly budgetRs. 286K
Deposit
Rs. 9 MnLoan
Rs. 36 MnTerm
20 years

Indicative estimate only. Rates, eligibility, fees and repayments vary by lender and applicant.

Estimated monthly repaymentRs. 383,915
Loan amountRs. 36,000,000
Total interestRs. 56,139,520

How much can you borrow?

Estimate a sensible purchase range.

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Estimate costs and fees

Plan beyond the property deposit.

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Track your home loan

Keep your loan and equity visible.

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LankaProperties finance

Make a confident move with maximised borrowing power

Review your current loan, usable equity and the costs of your next property before deciding whether to buy or sell first.

Clear indicative figures

Flexible options to discuss

Support for your next step

Get started
Sri Lankan lending consultation

Guides to help you buy your next home

Practical reading for the decisions ahead.

Should you buy or sell first?

5 min read

How bridging loans work

5 min read

Using equity for your next home

5 min read

Preparing your home for sale

5 min read

A practical plan

Start the search for your next home

Home loan planning
  1. 1

    Calculate your figures

    Estimate equity, repayments and a purchase range.

    Learn more
  2. 2

    Discover your options

    Compare timing and finance pathways.

    Learn more
  3. 3

    Connect with an expert

    Coordinate your loan, sale and settlement.

    Learn more

Home-loan specialists near you

Speak to someone who can help explain the next lending step.

Nadeesha Perera

Nadeesha Perera

Lending specialist

Based in Colombo

Dilan Fernando

Dilan Fernando

Lending specialist

Based in Galle

Kavindi Jayasinghe

Kavindi Jayasinghe

Lending specialist

Based in Kandy

Sahan Silva

Sahan Silva

Lending specialist

Based in Negombo

Your questions answered

Frequently asked questions

Quick answers about home loans, refinancing and borrowing.

Can I use equity as a deposit?

Eligible equity may support another purchase, subject to valuation and lender assessment.

What is a bridging loan?

Bridging finance can cover the period between purchasing a new home and selling the current one.

What costs come with a second home?

Consider legal, valuation, moving, selling and possible overlapping ownership costs.

Should I buy or sell first?

That depends on your finances, risk tolerance and the local market.

The things that really help

A helping hand

Talk through your questions with a local lending specialist.

Get in touch

A pre-approval plan

Understand what to prepare before you start making offers.

Start preparing
Important information: Figures and content are general illustrations only and are not a loan offer or personal financial advice. Eligibility, rates, fees and documentation requirements vary by lender.